Privacy Policy

1. Information We Collect

InsureWise is a read-only education website. We do not offer user accounts, contact forms, comment sections, newsletters, or a checkout, and we do not ask you for personal information. That means we do not collect or store your name, email address, mailing address, phone number, or payment details — there is simply nowhere on this site to enter them.

Like almost every website, this site is delivered by a hosting provider, and that provider may automatically process standard technical information in server logs in order to operate the site securely and reliably. This can include:

• Your IP address
• Your browser type and version, and device or operating system information
• The pages you visited and the time of your visit
• The website that referred you to us, if any

These logs are used for security, troubleshooting, and the basic operation of the site. We do not use them to identify individual readers, and we do not build profiles of visitors.

2. Cookies

Cookies are small text files that a website, or a service used by a website, stores on your device through your browser. Cookies can help a site remember preferences, understand how pages are used, and — in the case of advertising — show ads that are more relevant to the person seeing them.

InsureWise itself does not set any account or sign-in cookies, because there are no accounts on this site. However, third-party services described in this policy — in particular Google AdSense, described in the next section — may place and read cookies on your device when you visit our pages.

You can block, restrict, or delete cookies at any time in your browser settings. See Section 7, Your Choices, for details.

3. Advertising (Google AdSense)

This site may display advertisements served by Google AdSense. Advertising helps keep our guides free to read.

Google and its partners may use cookies — including the DoubleClick cookie — to serve ads based on your visits to this site and to other sites on the internet. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites.

You can opt out of personalized advertising at any time:

• Google Ads Settings ads.google.com/settings
• Digital Advertising Alliance — WebChoices aboutads.info

Opting out of personalized advertising does not remove ads from this site; it means the ads you see will no longer be tailored to your interests. You can learn more about how Google uses information from sites that use its services in Google’s own privacy documentation.

4. Analytics

If we use analytics on this site, we use privacy-friendly tools that report aggregate statistics only — for example, how many times a guide was viewed, the approximate region readers are in, and the general type of device used. These statistics help us understand which topics are useful so we can improve our guides.

We do not use analytics to track individual readers across other websites, and we never sell analytics data or any other visitor information to anyone.

5. Links to Other Websites

Our guides link to external websites — for example, official state insurance department pages, regulator resources, and insurer or comparison websites — so you can check details at the source.

Once you leave InsureWise, this policy no longer applies. We are not responsible for the privacy practices, content, or policies of external websites. We encourage you to read the privacy policy of any site you visit, especially before entering any personal or payment information there.

6. Children’s Privacy

InsureWise is written for adults researching insurance for themselves and their households. This site is not directed at children under the age of 13, and we do not knowingly collect personal information from children under 13. As explained in Section 1, the site has no accounts or forms and does not collect personal information from any visitor.

7. Your Choices

You stay in control of cookies and personalized advertising. At any time, you can:

• Block or delete cookies in your browser. Every major browser (Chrome, Safari, Firefox, Edge, and others) lets you view, block, and delete cookies in its settings or privacy menu. You can usually block all cookies, block only third-party cookies, or clear the cookies already stored on your device. Blocking cookies will not stop you from reading any guide on this site.
• Opt out of personalized ads from Google by visiting Google Ads Settings at ads.google.com/settings and turning off ad personalization.
• Opt out of interest-based advertising from many companies at once by visiting aboutads.info and using the opt-out tools offered there.

Please note that opt-outs are usually stored on the device and browser you used to set them, so you may need to repeat them if you switch browsers or devices, or after clearing your cookies.

8. Changes to This Policy

We may update this policy from time to time — for example, if we add a new service to the site or if privacy rules change. When we do, we will post the revised policy on this page and change the “Last updated” date at the top. We encourage you to check this page occasionally to stay informed about how this site handles information.

9. Contact

If you have a question about this Privacy Policy, you can reach us through this website’s publisher, Andi Web, and we will pass your question to the people responsible for InsureWise.